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What is Nodal Account? Everything you need to know

Table of Contents Few real-world examples on intermediariesRBI nodal account guidelines for a marketplacePermitted credits/debits in nodal bank accountsHow to audit a nodal account?How...
Zaid Assadi
4 min read

Payments in India – Part 2: Why do Bank…

Table of Contents Failures Due To Incorrect DetailsFailures Due to Banking InfrastructureFailure Due to Account IrregularityFailure Due to IMPS NetworkWhat Happens to the Payer’s...
Yash Vardhan
2 min read

Payments in India – Part 1: How do Bank…

Table of Contents The backend infrastructureThe front-end infrastructureWhy do IMPS and UPI have a transaction cap?How Much Money Are We Talking About? For a...
Yash Vardhan
6 min read

Online Refunds: From Weeks to Seconds

Table of Contents The Story in Numbers: Customer Returns and RefundsHow Are Online Refunds ProcessedScenario #1 – Amount is debited but the transaction fails...
Yash Vardhan
8 min read

The Evolution of Payments in India

The Indian Payments Landscape has come a long way, historically one of the earliest adopters of the currency system, this infographic takes you on...
Yash Vardhan
17 sec read

e-Mandate/e-NACH – Powering Recurring Payments [Guide]

Table of Contents What are Recurring Payments?ECS mandate – Paper MandatesWhat is ECS mandate?ECS mandate applicationIntroducing e-Mandate – Paperless and QuickWhat is e-Mandate?e-Mandate process...
Zaid Assadi
4 min read

Cashfree introduces Virtual UPI IDs : Collect payments directly…

Table of Contents Virtual Bank Accounts to Virtual UPI IDsVirtual UPI IDs -How it works? Let’s see how Virtual UPI IDs work.Virtual UPI IDs...
Megha Vijay
3 min read

Payment gateway charges India: Busting the free payment gateway…

Table of Contents Payment Gateway charges : Free payment gateway – a mythElements in payment gateway charges● Payment Gateway Charges : Setup Fee● Payment...
Megha Vijay
2 min read

[What’s new] Improved Payment gateway transaction reporting

As a business accepting online payments you need to stay on top of your transactions analytics. To help you we have enabled custom payment...
Megha Vijay
40 sec read

Our take on impact of RBI’s tokenization guidelines

Table of Contents What is Card Tokenization?When Tokenization Comes into the Play…Opportunities as Tokenization Becomes the NormA. Boost to QR Code TransactionsB. Recurring paymentsC....
Megha Vijay
2 min read